Experience, integrity,
and genuine service.
Bergen & Graham is a partnership between two mortgage professionals with sixty years of combined experience and one shared conviction — that everybody deserves a real answer. From first-time buyers to veterans who have earned every benefit they have, we show up with expertise, heart, and a determination to find a way forward.
The partners behind the team.
Two careers built on different ground — four decades of VA lending and leadership, and two decades of top-producing origination in Houston — brought together under one standard.
Leslie Bergen
Founder & VP of VA Lending · "Your Mortgage Mom" NMLS# 383352 · Licensed in multiple statesWith over four decades of experience in the mortgage industry, Leslie has earned the trusted title her clients gave her — bringing deep expertise and genuine care to help families achieve their homeownership dreams. As a devoted wife, mother of two, and proud "Mimi" to four grandchildren, she understands what it means to build stable foundations for the people you love.
Her servant heart has a special place for serving military families through VA lending, and she is licensed in multiple states to serve clients wherever life takes them. Together with an exceptional operations team of more than twenty years, she works to a simple mantra: celebrate the wins, guide the "not right now" situations, and build action plans for future homebuyers.
"Listening and solving for yes."
Leslie's approach combines active listening, problem-solving expertise, and genuine care to help families review their complete financial picture and find the right solution. When she is not helping families secure their dream homes, she spends time with charities that align with her servant heart, and rescuing dogs — hundreds over her lifetime, with most becoming beloved "foster fails."
Dwayne Graham
Co-Founder & Branch Manager NMLS# 243824 · Licensed in Texas · Houston & surrounding areasWhen Dwayne sits across from a client at the closing table, he brings something most loan officers simply cannot. He has been on both sides of that table. He knows what it feels like to be the buyer who needs help navigating one of the biggest financial decisions of their life, and he knows what it takes to be the trusted professional making it happen. That dual perspective is what makes him not just a loan officer, but a true advocate for the people he serves.
With over 20 years of experience in mortgage lending across Houston and the surrounding communities, Dwayne has built a reputation as one of the region's top-producing loan officers — not by chasing numbers, but by genuinely caring about outcomes. Whether you are a first-time buyer nervously stepping into the market, a veteran using a hard-earned VA benefit, a growing family searching with FHA financing, or a seasoned investor eyeing a luxury or jumbo property, he has the expertise, the tools, and the heart to get you across the finish line.
"Every client is a relationship, not a transaction."
Clients consistently point to four reasons Dwayne stands out: he closes fast, he educates at every step, he finds creative solutions where others hit dead ends, and he treats every client as a long-term relationship. In a market where speed and trust both matter, he delivers on both.
We do not just close loans. We change lives.
Every loan application that comes through our doors represents a family, a dream, and a story. Between us we have spent sixty years making sure that story has a good ending — even when the path there is not straightforward.
Our team is built on the belief that the best loan officers are not just technically excellent — they are genuinely invested in the people they serve. We ask the questions other lenders do not. We look for solutions when others have stopped looking. And we stay with our clients every step of the way, from the first conversation to the day they hold the keys.
That same spirit extends to the loan officers we mentor and train. We believe that when professionals are better equipped and better connected, borrowers across the country are better served. That is what drives everything we do.
Servant Leadership
We lead by putting others first — whether that is a first-time buyer or a loan officer just starting out.
Solving for Yes
We specialise in second looks. If someone has been turned away, we find out why and we work to change that answer.
Nationwide Reach
Licensed across 23 states and backed by a growing network of loan officers, we can help almost anyone, almost anywhere.
Military First
Veterans and active service members have earned their VA benefits. We make sure they can access every single one of them.
Professionals you can count on.
Our loan officers bring expertise, dedication, and a client-first mindset to every single file. Between us, we are licensed across the country and ready to help wherever you are.
Licensed across 23 states and growing.
No matter where you are in the country, we either have the license to help you directly, or a trusted loan officer in our network who does. We built this team specifically so that no borrower ever has to go it alone.
Ready to get started?
Wherever you are, we can help.
Whether you need a loan, want to explore your VA benefits, or are looking to connect with a loan officer in your area — reach out and we will point you in the right direction.